Author page: kcagency

Renting an apartment in Ontario is a relatively straightforward process, until it hits that there’s a few hundred dollars of hidden costs every year. It can leave you feeling unprepared and scrambling for extra funds. To help you prepare for this, we’ve split the hidden costs into two categories - pre-move expenses and recurring expenses.…

Generic apartments feel boring and “not so homey”. Neutral walls, basic finishes, and landlord-approved fixtures lack personality and sometimes get depressing. But personalizing your rental doesn’t mean breaking the rules or your budget or making any permanent changes.  If it’s your first rental, you would have just learned that you can’t hammer or drill the…

Most people rent for the ease and reliability it offers. With a typical one-year lease, you have the freedom to move on later without financial hassles. But that convenience can quickly spiral into frustration if your landlord fails to address issues within the timelines set by Ontario's rental laws.  Self-managed vs professionally-managed rentals  If you’re…

We know all about the common ways you can increase your credit score. If you live in Ontario and consistently pay your rent, we’ve got a new way for you - rent reporting. Traditionally, your score improves every time you take debt and pay it on time. Credit cards, personal loans, and mortgages are just…